Top 4 Successful Tips to Completing an Application and getting an automated online decision
(Please remember all information is subject to verification of documents listed below as we use full documentation underwriting.)

  • #1    This application will take about 20 minutes if you have all your information ready, but you have the ability to stop and resume at any time.

  • #2    Please list ALL of your Assets (Car values, Bank accounts, retirement accounts, businesses owned if greater than 20% ownership), as this will speed up the application process.

  • #3    Have all of the above recent statements ready along with most current pay stubs. Make sure to use your GROSS Income in the calculation, not your NET income.

  • #4    In order to receive an automated decision, you must provide at least 2 years of employment and address history.

Hopefully these tips will enable you to have a successful completed application and we appreciate your help with streamlining the application process.

Online approval of applications is limited to submissions for primary residence, in certain Kansas counties, with a 95% LTV or less. For lending needs beyond this scope, such as investment property, second home, construction, or other needs, please come see us, or give us a call! 620-672-5611


Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

Apply Now

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A The Peoples Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 620-672-5611.

Today's Rates *

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*Quote based on 760 credit score, no cash out and loan amount of $150,000

Personalized Quote

For a quote using your credit score, loan amount, and other specifics, please choose Personalized Quote.